:root {
  --accent: #0066FF; --accent-dark: #0052CC;
  --bg: #FFFFFF; --bg-soft: #F4F7FB;
  --text: #0A1929; --text-muted: #5A6A7A;
  --border: #E1E7EE; --success: #00A86B;
  --radius: 12px; --radius-lg: 16px; --radius-xl: 24px;
}
*, *::before, *::after { box-sizing: border-box; }
body { font-family: -apple-system, BlinkMacSystemFont, "Inter", system-ui, sans-serif; background: var(--bg-soft); margin: 0; color: var(--text); font-size: 15px; line-height: 1.6; }

/* HEADER */
.site-header { background: var(--bg); border-bottom: 1px solid var(--border); padding: 0 24px; position: sticky; top: 0; z-index: 100; }
.site-header__inner { max-width: 1100px; margin: 0 auto; display: flex; align-items: center; height: 64px; gap: 24px; }
.logo { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--text); flex-shrink: 0; }
.logo-icon { width: 32px; height: 32px; flex-shrink: 0; }
.logo-text { font-size: 12px; font-weight: 800; letter-spacing: -0.4px; line-height: 1; }
.logo-text em { color: var(--accent); font-style: normal; }
.logo-tagline { font-size: 11px; color: var(--text-muted); font-weight: 400; margin-top: 2px; letter-spacing: 0; }
.header-sep { flex: 1; }
.header-nav { display: flex; gap: 4px; }
.header-nav a { font-size: 14px; color: var(--text-muted); text-decoration: none; padding: 6px 12px; border-radius: 8px; transition: color .15s, background .15s; }
.header-nav a:hover { color: var(--text); background: var(--bg-soft); }
.header-cta { background: var(--accent); color: #fff; font-size: 13px; font-weight: 600; padding: 8px 18px; border-radius: 8px; text-decoration: none; transition: background .15s; white-space: nowrap; }
.header-cta:hover { background: var(--accent-dark); }

/* LANG SWITCHER */
.lang-switcher { display: flex; gap: 4px; align-items: center; }
.lang-switcher a { font-size: 13px; text-decoration: none; padding: 5px 10px; border-radius: 7px; border: 1px solid var(--border); color: var(--text-muted); transition: color .15s, background .15s, border-color .15s; white-space: nowrap; }
.lang-switcher a:hover { color: var(--text); background: var(--bg-soft); }
.lang-switcher a.active { background: var(--accent); color: #fff; border-color: var(--accent); font-weight: 600; pointer-events: none; }

/* BREADCRUMB */
.breadcrumb { max-width: 960px; margin: 0 auto; padding: 14px 24px; font-size: 13px; color: var(--text-muted); display: flex; align-items: center; gap: 6px; }
.breadcrumb a { color: var(--accent); text-decoration: none; }
.breadcrumb a:hover { text-decoration: underline; }

/* HERO */
.hero { background: #fff; border-bottom: 1px solid var(--border); padding: 48px 24px 52px; text-align: center; }
.hero__inner { max-width: 720px; margin: 0 auto; }
.hero__badge { display: inline-flex; align-items: center; gap: 8px; background: #FFF7ED; border: 1px solid #FED7AA; color: #C2410C; font-size: 12px; font-weight: 700; padding: 5px 12px; border-radius: 20px; margin-bottom: 20px; }
.hero h1 { font-size: 36px; font-weight: 900; margin: 0 0 16px; letter-spacing: -.5px; line-height: 1.2; }
.hero h1 em { color: var(--accent); font-style: normal; }
.hero__sub { font-size: 17px; color: var(--text-muted); margin: 0 0 32px; max-width: 560px; margin-left: auto; margin-right: auto; }
.hero__cta { display: inline-flex; align-items: center; gap: 10px; background: var(--accent); color: #fff; font-size: 16px; font-weight: 700; padding: 16px 32px; border-radius: var(--radius-lg); text-decoration: none; transition: background .15s, transform .1s; box-shadow: 0 4px 20px rgba(0,102,255,.25); }
.hero__cta:hover { background: var(--accent-dark); transform: translateY(-1px); }
.hero__price { margin-top: 14px; font-size: 13px; color: var(--text-muted); }

/* MAIN CONTENT */
.page { max-width: 960px; margin: 0 auto; padding: 48px 24px 40px; }

/* SECTION */
.section { margin-bottom: 56px; }
.section-label { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .8px; color: var(--accent); margin-bottom: 10px; }
.section h2 { font-size: 26px; font-weight: 800; margin: 0 0 8px; letter-spacing: -.3px; }
.section__sub { font-size: 15px; color: var(--text-muted); margin: 0 0 28px; }

/* CONTRACT TYPES */
.contracts-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.contract-card { background: #fff; border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 24px; display: flex; flex-direction: column; transition: border-color .15s, box-shadow .15s; text-decoration: none; color: var(--text); }
.contract-card:hover { border-color: var(--accent); box-shadow: 0 4px 20px rgba(0,102,255,.1); }
.contract-card__icon { font-size: 32px; margin-bottom: 14px; }
.contract-card h3 { font-size: 17px; font-weight: 700; margin: 0 0 8px; }
.contract-card p { font-size: 13px; color: var(--text-muted); margin: 0 0 16px; flex: 1; }
.contract-card__features { display: flex; flex-direction: column; gap: 5px; margin-bottom: 20px; }
.contract-card__feature { font-size: 12px; color: var(--text-muted); display: flex; align-items: center; gap: 6px; }
.contract-card__feature::before { content: '✓'; color: var(--success); font-weight: 700; flex-shrink: 0; }
.contract-card__btn { display: flex; align-items: center; justify-content: center; gap: 8px; background: var(--accent); color: #fff; font-size: 14px; font-weight: 700; padding: 12px 20px; border-radius: var(--radius); text-decoration: none; transition: background .15s; }
.contract-card__btn:hover { background: var(--accent-dark); }

/* TIPS GRID */
.tips-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.tip-card { background: #fff; border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 22px 24px; }
.tip-card__icon { font-size: 26px; margin-bottom: 12px; display: block; }
.tip-card h3 { font-size: 15px; font-weight: 700; margin: 0 0 8px; }
.tip-card p { font-size: 14px; color: var(--text-muted); margin: 0; line-height: 1.55; }
.tip-card .tag { display: inline-block; background: #EEF5FF; color: var(--accent); font-size: 11px; font-weight: 700; padding: 2px 8px; border-radius: 4px; margin-top: 10px; }

/* FAQ */
.faq { display: flex; flex-direction: column; gap: 2px; }
.faq-item { background: #fff; border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; }
.faq-item + .faq-item { border-top: none; border-radius: 0; }
.faq-item:first-child { border-radius: var(--radius) var(--radius) 0 0; }
.faq-item:last-child { border-radius: 0 0 var(--radius) var(--radius); border-top: none; }
.faq-q { width: 100%; background: none; border: none; padding: 18px 20px; text-align: left; font-size: 15px; font-weight: 600; color: var(--text); cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 12px; font-family: inherit; }
.faq-q:hover { background: var(--bg-soft); }
.faq-q__arrow { font-size: 18px; color: var(--text-muted); transition: transform .2s; flex-shrink: 0; }
.faq-a { font-size: 14px; color: var(--text-muted); padding: 0 20px 18px; line-height: 1.6; display: none; }
.faq-item.open .faq-a { display: block; }
.faq-item.open .faq-q__arrow { transform: rotate(180deg); }

/* CTA BANNER */
.cta-banner { background: linear-gradient(135deg, #0052CC 0%, #0066FF 100%); border-radius: var(--radius-xl); padding: 48px 40px; color: #fff; }
.cta-banner__head { text-align: center; margin-bottom: 32px; }
.cta-banner h2 { font-size: 26px; font-weight: 800; margin: 0 0 8px; letter-spacing: -.3px; }
.cta-banner__sub { font-size: 15px; opacity: .8; margin: 0; }
.cta-services { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-bottom: 32px; }
.cta-service { background: rgba(255,255,255,0.12); border: 1px solid rgba(255,255,255,0.2); border-radius: var(--radius-lg); padding: 24px 20px; }
.cta-service__title { font-size: 13px; font-weight: 800; letter-spacing: .5px; text-transform: uppercase; opacity: .7; margin: 0 0 12px; }
.cta-service ul { margin: 0 0 16px; padding-left: 18px; font-size: 13px; line-height: 1.6; opacity: .9; }
.cta-service ul li { margin-bottom: 4px; }
.cta-service__price { font-size: 14px; font-weight: 700; opacity: 1; }
.cta-banner__footer { text-align: center; }
.cta-banner__btn { display: inline-flex; align-items: center; gap: 10px; background: #fff; color: var(--accent); font-size: 15px; font-weight: 700; padding: 14px 28px; border-radius: var(--radius-lg); text-decoration: none; transition: opacity .15s, transform .1s; }
.cta-banner__btn:hover { opacity: .93; transform: translateY(-1px); }

/* FOOTER */
.site-footer { background: var(--text); padding: 32px 24px; color: rgba(255,255,255,0.5); font-size: 13px; }
.site-footer__inner { max-width: 1100px; margin: 0 auto; display: flex; flex-direction: column; align-items: center; gap: 12px; text-align: center; }
.footer-logo { font-size: 16px; font-weight: 800; color: #fff; letter-spacing: -0.3px; }
.footer-logo em { color: var(--accent); font-style: normal; }
.footer-links { display: flex; gap: 4px 16px; flex-wrap: wrap; justify-content: center; }
.footer-links a { color: rgba(255,255,255,0.5); text-decoration: none; padding: 4px 6px; border-radius: 6px; transition: color .15s; }
.footer-links a:hover { color: #fff; }
.footer-payments { display: flex; align-items: center; justify-content: center; gap: 8px; flex-wrap: wrap; }
.pay-badge { display: inline-flex; align-items: center; justify-content: center; height: 26px; border-radius: 5px; font-size: 11px; font-weight: 800; letter-spacing: .3px; padding: 0 8px; text-decoration: none; white-space: nowrap; }
.pay-visa  { background: #1A1F71; color: #fff; font-style: italic; font-size: 13px; letter-spacing: 1px; }
.pay-mc    { background: #fff; padding: 0 6px; }
.pay-mc__left  { display: inline-block; width: 16px; height: 16px; border-radius: 50%; background: #EB001B; }
.pay-mc__right { display: inline-block; width: 16px; height: 16px; border-radius: 50%; background: #F79E1B; margin-left: -6px; }
.pay-mir   { background: #00A64B; color: #fff; }
.pay-tbank { background: #FFDD2D; color: #333; font-weight: 900; font-size: 11px; }
.footer-copy { color: rgba(255,255,255,0.35); font-size: 12px; }

/* RESPONSIVE */
@media (max-width: 640px) {
  .header-nav { display: none; }
  .logo-tagline { display: none; }
  .site-header { padding: 0; }
  .site-header__inner { flex-wrap: wrap; height: auto; padding: 0 16px; gap: 0; }
  .logo { height: 52px; flex: 1; }
  .header-cta { display: none; }
  .header-sep { display: none; }
  .lang-switcher { width: 100%; justify-content: center; padding: 7px 0; border-top: 1px solid var(--border); gap: 6px; }
  .hero h1 { font-size: 26px; }
  .hero__sub { font-size: 15px; }
  .tips-grid, .contracts-grid { grid-template-columns: 1fr; }
  .page { padding: 32px 16px 60px; }
  .cta-banner { padding: 32px 20px; }
  .cta-banner h2 { font-size: 22px; }
  .cta-services { grid-template-columns: 1fr; }
  .site-footer__inner { flex-direction: column; align-items: flex-start; gap: 12px; }
  .seo-section { padding: 32px 16px; }
}

/* CHECKLIST */
.checklist-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 40px; background: #fff; border-radius: var(--radius-xl); box-shadow: 0 2px 16px rgba(10,25,41,0.06); padding: 32px 36px; }
.checklist-col { display: flex; flex-direction: column; gap: 14px; }
.checklist-item { display: flex; align-items: flex-start; gap: 10px; font-size: 14px; color: var(--text); line-height: 1.5; }
.checklist-mark { color: var(--success); font-weight: 800; font-size: 15px; flex-shrink: 0; margin-top: 1px; }
@media (max-width: 640px) { .checklist-grid { grid-template-columns: 1fr; padding: 24px 20px; } }

/* SEO TEXT */
.seo-section { background: var(--bg-soft); border-top: 1px solid var(--border); padding: 48px 24px; }
.seo-section__inner { max-width: 860px; margin: 0 auto; }
.seo-text h2 { font-size: 20px; font-weight: 800; color: var(--text); margin: 0 0 20px; letter-spacing: -0.3px; }
.seo-text h3 { font-size: 15px; font-weight: 700; color: var(--text); margin: 28px 0 8px; }
.seo-text p { color: var(--text-muted); font-size: 14px; line-height: 1.8; margin: 0 0 12px; }
.seo-text strong { color: var(--text); font-weight: 600; }